Welcome to www.cedarbluffcme.com.  This web site is provided by Cedar Bluff CME Corporation (referred to throughout this web site as “Cedar Bluff”) as a service to our customers. Please review the following basic rules that govern your use of the cedarbluffcme.com site. Please note that your use of the www.cedarbluffcme.com  site (the "Site") constitutes your unconditional agreement to follow and be bound by these Terms and Conditions. Cedar Bluff CME reserves the right to update or modify these Terms and Conditions at any time without prior notice to you. Your use of the Site following any such change constitutes your unconditional agreement to follow and be bound by these Terms and Conditions as changed. For this reason, we encourage you to review these Terms and Conditions whenever you use this Site.

The follow Terms and Conditions apply specifically to services (“Order”) placed with Cedar Bluff CME.

Terms and Conditions of Order

Payment
All prices and amounts shown on this Site are in U.S. Dollars (USD. If a User submits an Order on the Site to purchase services, the User agrees that all charges will automatically be charged to the credit card or paid by User with an approved payment method. Such amounts will be posted on this Site.

Payment Methods
All purchases must be submitted with an approved payment method unless otherwise expressly stated. Approved payment methods include any of the following methods:

• Pay by credit card. This is simple and safe. Most of our customers pay this way. Our secure server scrambles your payment data so that only our computers can decode it.
• Other payment methods may be accepted by contacting our administrative office.

Refund Policy

All sales are final, however cancellations requested more than 14 business days in advance of the purchased seminar will be refunded in full, less a $60.00 administrative/handling fee. Cancellations requested within 14 business days in advance of the purchased seminar will be subject to a $100.00 administrative/handling fee. Refunds will be made by check, and will be processed not later than 14 business days from the date that the cancellation request is received.

General Terms and Conditions

Copyright Notice
You, the User, acknowledge that all content included on this Site, including, without limitation, the information, data, software, photographs, graphs, typefaces, graphics, images, illustrations, maps, designs, icons, written and other material and compilations (collectively, "Content") are intellectual property and copyrighted works of Cedar Bluff CME and/or various third-party providers ("Providers"). Reproductions or storage of Content retrieved from this Site, in all forms, media and technologies now existing or hereafter developed, is subject to the U.S. Copyright Act of 1976, Title 17 of the United States Code.

Use Restriction
You may only use this Site to purchase the services offered (each, an "Order"), and shall not use this Site to make any speculative, false or fraudulent Orders.

It is a violation of law to place an Order in a false name or with an invalid credit or debit card. Please be aware that even if you do not give us your real name, your web browser transmits a unique Internet address to us that can be used by law enforcement officials to identify you. Fraudulent users may be prosecuted to the fullest extent of the law.

It is prohibited to use any of the materials or Content on this Site, including reproduction for any purpose, without Cedar Bluff CME’s prior written consent.

Privacy
You confirm that you have read, understood and agree to the Cedar Bluff CME Privacy Policy, the terms of which are incorporated herein, and agree that the terms of such policy are reasonable and satisfactory to you. You consent to the use of your personal information by Cedar Bluff CME Corporation and its affiliate, Cedar Bluff Assessment Corporation in accordance with the terms of and for the purposes set forth in the Cedar Bluff Privacy Policy. If you are not a resident of the United States, please note that the personal information you submit to the Site will be transferred to the United States and processed by Cedar Bluff CME in order to provide this Site and its services to you, or for such other purposes (as set forth in the Privacy Policy).

General Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL CEDAR BLUFF CME — INCLUDING ITS RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, REPRESENTATIVES, OR AFFILIATES (COLLECTIVELY, THE "COVERED PARTIES")—BE LIABLE FOR ANY INJURY, DEATH, LOSS, CLAIM, DAMAGE, ACT OF GOD, ACCIDENT, DELAY, OR ANY SPECIAL, EXEMPLARY, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES OF ANY KIND, WHETHER BASED IN CONTRACT, TORT OR OTHERWISE, WHICH ARISE OUT OF OR ARE IN ANY WAY CONNECTED WITH ANY USE OF THIS SITE OR WITH ANY DELAY OR INABILITY TO USE THIS SITE, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS OR SERVICES OBTAINED THROUGH THIS SITE, EVEN IF A PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

If, notwithstanding the above, a Covered Party is found liable for any loss or damage relating to the use of this Site, the User agrees that the liability of any such party shall in no event exceed the fee or charge to the User assessed by Cedar Bluff CME.
Some states, to the extent their law might be deemed to apply, notwithstanding the selection of Tennessee law as described (below), do not allow the limitation of liability, so the foregoing limitations might not apply to you.

Indemnification
You agree to defend, indemnify and hold harmless Cedar Bluff CME and its affiliates from and against any and all claims, damages, costs and expenses, including attorneys' fees, arising from or related to your use of the Site.

User Comments, Feedback and Other Submissions
All comments, feedback, suggestions and ideas disclosed, submitted or offered to a Covered Party in connection with your use of this Site (collectively, "Comments"), shall become and remain the exclusive property of Cedar Bluff CME. The Comments may be used by a Covered Party in any medium and for any purpose worldwide, without obtaining your specific consent and you relinquish all rights to such Comments. No Covered Party is under any obligation to maintain your Comments (and the use of your first name and first initial of your last name with any comments) in confidence, to pay to you any compensation for any Comments submitted or to respond to any of your Comments. You agree you will be solely responsible for the content of any Comments you make.

Termination of Usage
User access to all or part of this Site may be terminated or suspended at any time, without notice and for any reason.

Miscellaneous
The captions in these Terms and Conditions are only for convenience and do not, in any way, limit or otherwise define the terms and provisions of these Terms and Conditions.

None of the Covered Parties are responsible for any errors or delays in responding to an Order caused by an incorrect email address provided by you or other technical problems beyond their control.

Entire Agreement
These Terms and Conditions, together with the Privacy Policy and those terms and conditions incorporated herein or referred to herein, constitute the entire agreement (collectively, the "Agreement") between you and each Covered Party relating to the subject matter hereof, and supersedes any prior understandings or agreements (whether oral or written) regarding the subject matter, and may not be amended or modified except in writing or by making such amendments or modifications available on this Site. If any provision of this Agreement is found to be invalid, illegal or unenforceable, the validity, legality and enforceability of the remaining provisions will not in any way be affected or impaired.

Governing Law
The internal laws of the State of Tennessee shall govern the performance of these Terms and Conditions.